because the unexpected happens when you least expect it . . .
	TRAVEL INSURANCE FORM

 

 

		Cancellation Fees can be incurred or deposits can be lost due to unforeseen circumstances such as sickness, accident, strikes, financial collapse of carriers, all of which can happen beyond your control.
		Emergency expenses can arise. Whether it is caused by natural disasters, medical or accidental reasons, or simply travel delays due to delay by carriers. Having Travel Insurance can give you that extra support you need to help cover the circumstances.
		Most Travel Insurance companies cover overseas medical hospital, dental and emergency expenses. This would include medical, dental and accommodation cost.
		Not to be overlooked of course is your luggage. You need to be covered for accidental loss, theft or damage to your luggage. These would include duty free purchases, loss or fraudulent use of credit cards as well as certain cases when luggage is delayed.

Some helpful HEALTH TIPS
	Water: Make sure it is safe for drinking.
	Unless you’re sure it is safe, it is is advisable to drink only bottled water, otherwise sterilise the water by boiling. This includes the water you use for cleaning your teeth and washing your mouth.
	Food: Caution when eating raw foods.
	Generally, raw or uncooked food can be easily contaminated. these would include salads, unpeeled fruit, seafoods, underdone meat and even cream, ice cubes or icecream. It is always safer to eat fresh cooked foods.
	Hygiene: Whenever handling food, always ensure you have washed your hands.
	Swimming: Avoid swimming or wading in freshwater.
	Even though you may see locals swimming in freshwater streams, rivers or marshes, they could have immunity to the various illnesses which you as a traveler may be susceptible to. It is usually safer to swim in salt water but make sure that it is not infested with dangerous species such as sea snakes & crocodiles.
	First Aid Kit: A small first aid kit is always handy.
	Whether for an emergency or not, it is always advisable to have some basics with you such as antiseptic cream, adhesive dressings, insect repellent and water sterilisation tablets. They could prove to be very useful.